The categorisation engine for the modern lender
Your customers make lending decisions in real-time, can you?
Respond to the rising demand for instant credit with Australia’s most powerful categorisation engine. Leverage over 240+ categories, including 20+ bank expense categories to conduct an accurate assessment of your customer’s risk and financial profile.
The categorisation engine for the modern lender
Your customers make lending decisions in real-time, can you?
Respond to the rising demand for instant credit with Australia’s most powerful categorisation engine. Leverage over 240+ categories, including 20+ bank expense categories to conduct an accurate assessment of your customer’s risk and financial profile.
Here’s what you can do with compliance level accuracy
Save time: Approve more loans, in less time with higher confidence
Save costs: Replace manual assessment with advanced machine-learning algorithms
Tag RG209 adjustable spending: Identify spending behaviours that could help reduce your customer’s current expenditure and increase their ability to make loan repayments
Tag RG209 client enquiries: Identify higher risk or credit activities which may require further enquiry
Here’s what you can do with compliance level accuracy
Save time: Approve more loans, in less time with higher confidence
Save costs: Replace manual assessment with advanced machine-learning algorithms
Tag RG209 adjustable spending: Identify spending behaviours that could help reduce your customer’s current expenditure and increase their ability to make loan repayments
Tag RG209 client enquiries: Identify higher risk or credit activities which may require further enquiry
FINCHXP MACHINE LEARNING PLATFORM
Market leading accuracy
with Service Level guarantees
240+ categories
including 20+ bank categories (fees, transfers)
Platform agnostic
we handle bank, card or aggregated data sources
Secure platform
Sydney-based servers using ISO-27001 services
Ready to take our Lending API for a spin?
Here’s what you’ll get:
Free plan to get started with 100 end-users
Real-time speeds of up to 2 seconds for 100 transactions
240+ categories for the modern, digital economy
RG 209 guidelines enabled to identify adjustable and higher risk activities
Service-level accuracy guarantee
API support for CSV, JSON, ORC, Apache Parquet and Avro formats
Data channel support for bank-direct, Open Banking or via data aggregators: Basiq, Moneytree, Proviso, and Yodlee
JWT authentication signed using cryptographically secure Client ID/ Secret Key, 3600 sec valid Tokens via HTTPs only
Ready to take our Lending API for a spin?
Here’s what you’ll get:
Free plan to get started with 100 end-users
Real-time speeds of up to 2 seconds for 100 transactions
240+ categories for the modern, digital economy
RG 209 guidelines enabled to identify adjustable and higher risk activities
Service-level accuracy guarantee
API support for CSV, JSON, ORC, Apache Parquet and Avro formats
Data channel support for bank-direct, Open Banking or via data aggregators: Basiq, Moneytree, Proviso, and Yodlee
JWT authentication signed using cryptographically secure Client ID/ Secret Key, 3600 sec valid Tokens via HTTPs only
