Powering innovation
with
real-time
transaction data
intelligence

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As part of our COVID-19 response to support the financial situation of millions of Australians, our Personal Finance API will be made available for free for a limited time. Usage limits apply. 

Powering innovation with real-time transaction data intelligence

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AWARDS & MEDIA

An entire data science team, in a single API

ON-DEMAND INTELLIGENCE

Lenders

The categorisation engine for the modern lender

Need fast, accurate categorisation for credit decisioning? Relying on advanced lending categories, MCC or ANZSIC? Approve more loans in less time while meeting your Responsible Lending obligations.

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An entire data science team, in a single API

Lenders

The categorisation engine for the modern lender

Need fast, accurate categorisation for credit decisioning? Relying on advanced lending categories, MCC or ANZSIC? Approve more loans in less time while meeting your Responsible Lending obligations.

LEARN MORE

ON-DEMAND INTELLIGENCE

Personal Finance

Personalisation starts with high quality data

Looking to support customers with personalised financial insights? Unlock customer data to get a clear understanding of their financials to help them achieve their goals.

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Personal Finance
Personal Finance

Personal Finance

Personalisation starts with high quality data

Looking to support customers with personalised financial insights? Unlock customer data to get a clear understanding of their financials to help them achieve their goals.

LEARN MORE
Loyalty Cashback

ON-DEMAND INTELLIGENCE

Loyalty

Supercharge online to offline cash-back

Want to reward customers with maximum cash-back from online to offline? Automatically match eligible purchases to merchants in real-time so that your customers keep coming back for more.

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Loyalty Cashback

Loyalty

Supercharge online to offline cash-back

Want to reward customers with maximum cash-back from online to offline? Automatically match eligible purchases to merchants in real-time so that your customers keep coming back for more.

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ON-DEMAND INTELLIGENCE

Card data

Unlock your card transaction data

Discover the possibilities when you unlock real-time card data for customer and retail intelligence. Our APIs handle real-time and overnight card data (AS2805 / ISO8583 standards) with market-leading accuracy.

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SCHEDULE DEMO

Card data

Unlock your card transaction data

Discover the possibilities when you unlock real-time card data for customer and retail intelligence. Our APIs handle real-time and overnight card data (AS2805 / ISO8583 standards) with market-leading accuracy.

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See what FinchXP customers are building

Case Study

Proud to be powering Cheq, Australia’s first ‘Pay on Demand’™ service direct to consumers

By launching with FinchXP’s data intelligence APIs, Cheq addressed two of their most pressing needs: categorisation accuracy for real-time lending decisions and providing customers with greater financial clarity around their spending. Watch the case study video or download the PDF to learn more.

  • Lending API

  • PFM API

See what FinchXP customers are building

FINCHXP MACHINE LEARNING PLATFORM

Market leading accuracy

with Service Level guarantees

Proven Data Intelligence

on 2,000,000,000+ customer transactions

Custom solutions

to meet your needs, speeds, and budget

Secure platform

Sydney-based servers using ISO-27001 services

Built for developers

At Finch, we’ve made it it fast and easy for you to build great products right away.

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Sample transaction response:

code example

Built for developers

At Finch, we’ve made it it fast and easy for you to build great products right away.

SIGN UP