Powering innovation
with real-time
transaction data
intelligence
with real-time
transaction data
intelligence
Learn about our CDR-Compliant Open Banking APIs here.
Powering innovation with real-time transaction data intelligence
AWARDS & MEDIA
An entire data science team, in a single API
ON-DEMAND INTELLIGENCE
Lenders
The categorisation engine for the modern lender
Need fast, accurate categorisation for credit decisioning? Relying on advanced lending categories, MCC or ANZSIC? Approve more loans in less time while meeting your Responsible Lending obligations.
An entire data science team, in a single API
Lenders
The categorisation engine for the modern lender
Need fast, accurate categorisation for credit decisioning? Relying on advanced lending categories, MCC or ANZSIC? Approve more loans in less time while meeting your Responsible Lending obligations.
ON-DEMAND INTELLIGENCE
Personal Finance
Personalisation starts with high quality data
Looking to support customers with personalised financial insights? Unlock customer data to get a clear understanding of their financials to help them achieve their goals.
Personal Finance
Personalisation starts with high quality data
Looking to support customers with personalised financial insights? Unlock customer data to get a clear understanding of their financials to help them achieve their goals.
ON-DEMAND INTELLIGENCE
Loyalty
Supercharge online to offline cash-back
Want to reward customers with maximum cash-back from online to offline? Automatically match eligible purchases to merchants in real-time so that your customers keep coming back for more.
Loyalty
Supercharge online to offline cash-back
Want to reward customers with maximum cash-back from online to offline? Automatically match eligible purchases to merchants in real-time so that your customers keep coming back for more.
ON-DEMAND INTELLIGENCE
Card data
Unlock your card transaction data
Discover the possibilities when you unlock real-time card data for customer and retail intelligence. Our APIs handle real-time and overnight card data (AS2805 / ISO8583 standards) with market-leading accuracy.
Card data
Unlock your card transaction data
Discover the possibilities when you unlock real-time card data for customer and retail intelligence. Our APIs handle real-time and overnight card data (AS2805 / ISO8583 standards) with market-leading accuracy.
CDR-READY
Open banking
Engage new customers with a new level of personalisation
Are you using Open Banking data to provide customers with more competitive and customised products and services? Leverage our fully compliant, advanced enrichment and categorisation APIs for accurate customer profiling.
Open banking
Engage new customers with a new level of personalisation
Are you using Open Banking data to provide customers with more competitive and customised products and services? Leverage our fully compliant, advanced enrichment and categorisation APIs for accurate customer profiling.
See what FinchXP customers are building
Case Study
Proud to be powering Cheq, Australia’s first ‘Pay on Demand’™ service direct to consumers
By launching with FinchXP’s data intelligence APIs, Cheq addressed two of their most pressing needs: categorisation accuracy for real-time lending decisions and providing customers with greater financial clarity around their spending. Watch the case study video or download the PDF to learn more.
Lending API
PFM API
See what FinchXP customers are building
FINCHXP MACHINE LEARNING PLATFORM
Market leading accuracy
with Service Level guarantees
Proven Data Intelligence
on 2,000,000,000+ customer transactions
Custom solutions
to meet your needs, speeds, and budget
Secure platform
Sydney-based servers using ISO-27001 services
Built for developers
At Finch, we’ve made it it fast and easy for you to build great products right away.
Sample transaction response:
Built for developers
At Finch, we’ve made it it fast and easy for you to build great products right away.
