A new world of Open Banking

Engage with new customers and make a great first impression.

Looking to get the most out of your Open Banking data? FinchXP’s advanced data enrichment helps you better understand your customer’s financial position so you can deliver competitive and customised products and services.

Our fully compliant and CDR-ready APIs instantly transforms raw transaction data into meaningful insights with accurate merchant name, location and categorisation, complete with service-level accuracy guarantees.

SCHEDULE DEMO
SIGN UP

Open banking is here

Engage with new customers and make a great first impression.

Looking to get the most out of your Open Banking data? FinchXP’s advanced data enrichment helps you better understand your customer’s financial position so you can deliver competitive and customised products and services.

Our fully compliant and CDR-ready APIs instantly transforms raw transaction data into meaningful insights with accurate merchant name, location and categorisation, complete with service-level accuracy guarantees.

LEARN MORE

Our APIs are CDR compliant for easy integration

In compliance with CDR Privacy Safeguards, Accredited Data Recipients (ADRs) can integrate with FinchXP without Outsourced Service Provider (OSP) arrangements. Learn more about our CDR Policy here.

No Outsourced Service Provider (OSP) arrangement required

De-identified data only

Non-identifiable data only
BOOK A CHAT WITH OUR CEO

Here’s what you can do with accurate open banking data

Use cases

  • Expense Management: Get an accurate view of your customer’s financial position, income and expenses

  • PFM: Provide clean UI and accurate categorisation to give customers greater financial clarity

  • Lending: Conduct accurate risk assessments to help you approve more loans, in less time.
 Identify income, expenses, high risk spending, and hidden liabilities

  • Loyalty: Gain a 360 view of customer spending behaviour to drive personalised and cross promotional offers

Benefits 

  • Save time and costs with our ready-built APIs

  • Get to market faster

  • Lower customer acquisition costs (CAC) 

  • Increase customer engagement 

  • Improve retention and reduce churn 

Our APIs are CDR compliant for easy integration

No Outsourced Service Provider (OSP) arrangement required

De-identified data only

Non-identifiable data only

Here’s what you can do with accurate open banking data

  • Save time and costs with our ready-built APIs

  • Get to market faster

  • Lower customer acquisition costs (CAC) 

  • Increase customer engagement 

  • Improve retention and reduce churn 

FINCHXP MACHINE LEARNING PLATFORM

Market leading accuracy

with Service Level guarantees

Fast onboarding

no card, bank or scheme integration required

Real-time or overnight

to support real-time rewards

Secure platform

Sydney-based servers using ISO-27001 services

Ready to take our APIs for a spin?

Here’s what you’ll get:

  • Account support and weekly monitoring of activity in your loyalty program

  • Overnight data intelligence service of up to 1 million end-users or 10 million transactions per job

  • 240+ categories for the modern, digital economy

  • Transaction information includes merchant name, location, and more

  • Service-level accuracy guarantee

  • API support for CSV, JSON, ORC, Apache Parquet and Avro formats

  • Data channel support for bank-direct, Open Banking or via data aggregators: Basiq, Moneytree, Proviso, and Yodlee

  • JWT authentication signed using cryptographically secure Client ID/ Secret Key, 3600 sec valid Tokens via HTTPs only

Create account

Ready to take our APIs for a spin?

Here’s what you’ll get:

  • Account support and weekly monitoring of activity in your loyalty program

  • Overnight data intelligence service of up to 1 million end-users or 10 million transactions per job

  • 240+ categories for the modern, digital economy

  • Transaction information includes merchant name, location, and more

  • Service-level accuracy guarantee

  • API support for CSV, JSON, ORC, Apache Parquet and Avro formats

  • Data channel support for bank-direct, Open Banking or via data aggregators: Basiq, Moneytree, Proviso, and Yodlee

  • JWT authentication signed using cryptographically secure Client ID/ Secret Key, 3600 sec valid Tokens via HTTPs only

Create account