Financial wellness

Create highly personalised and contextual experiences based on real-time financial behaviour.

Problem

Transaction data provides a rich source of real-time customer insights, however the lack of standardisation across banks makes raw data difficult to understand and analyse.

Financial wellness solution

Finch Financial Wellness transforms raw transaction data into actionable insights so you can better understand your customer's financial position and create seamless personalised journeys to help them achieve their goals.

Deliver beautiful UX & UI
Build greater trust and transparency
Improved customer engagement and retention

How it works

Enrich

Our AIML platform ingests and enriches raw transaction data in real-time, delivering merchant name, location and logos with over 95% accuracy.

Enrich

Categorise

Transactions are categorised across 240 income and expense categories, including 30+ bank fees such as Cash Advance Fees and Late Payment Fees.

Categorise

Analyse

Machine learning algorithms analyse a customer's behavioural patterns across pay cycles, expenses, bills, fees and more for an in-depth analysis of your customer's financial health.

Analyse

Personalise

With a clean and accurate 360 view of your customer's finances, PFMs can create personalised and predictive financial experiences that are intuitive and engaging.

Personalise

Financial Wellness is powered by

240+
Income & expense categories
25K
Merchant logos
1.5m
Merchants in our proprietary database
95%
Enrichment accuracy
2 — 2

Our partners say

Eftpos

Through advanced retail analytics, we can learn even more about where and when Australians spend their money, and their purchasing preferences.

afr.com

Why Finch

Best in class enrichment

Our powerful enrichment engine uses the latest data modelling methodologies, tested against hundreds of millions of new transactions every month to continuously improve its accuracy.

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Data personalisation experts

With deep experience in CX, financial analysis and data engineering, we spend time understanding your data challenges to help you get the most out of your data

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Plug and play AIML analytics

Accelerate speed to market by leveraging our machine learning algorithms trained on over $30 billion worth of transaction data and behavioural patterns.

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Consumer and retail intelligence

Our intelligence reports provide real-time consumer and retail insights that power data-driven decisions across sales, business and operations.

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